Think “full coverage” means you’re completely protected after a car crash? Think again.
In this video, Louisiana personal injury attorney Loyd Bourgeois breaks down what full coverage really means and what it doesn’t. Most drivers are shocked to learn that full coverage often doesn’t include protection for their own injuries, especially when the at-fault driver is uninsured or underinsured.
Loyd explains the three basic components of full coverage (liability, collision, and comprehensive), the gaps they leave, and which optional coverages, like uninsured/underinsured motorist (UM/UIM) and MedPay, you should consider adding to protect yourself and your family. He also touches on rental car coverage, policy limits, and why even great coverage isn’t enough when insurance companies try to avoid paying fair claims.
If you’ve been in a crash or want to make sure your policy actually protects you, this video is a must-watch.
Need help after an accident? Call 985-240-9773 for a free consultation.
