What Types of Auto Insurance Coverage Are Available in Louisiana? Louisiana drivers can choose from required liability insurance (15/30/25 limits) and optional coverages like MedPay, collision, comprehensive, uninsured/underinsured motorist (UM/UIM), gap insurance, rental reimbursement, and roadside assistance. Understanding each type helps you make better choices and prevents costly surprises after an accident. As a Louisiana …
An auto insurance declaration page is a summary sheet outlining your policy’s key details, including coverage types, limits, deductibles, and insured drivers or vehicles. It’s essential after a crash to verify coverage and determine benefits. A Louisiana car accident lawyer may ask to review your declaration page to understand what protections apply to your case. …
If your insurance company tells you your car is a “total loss,” it can feel overwhelming. In Louisiana, there are clear rules about what that means, and steps you can take to protect yourself. Verify the total loss threshold, review how your car’s value was calculated, decide whether to keep or surrender the vehicle, notify …
If you’ve just been in a car crash in Louisiana, you’re probably overwhelmed, confused, and unsure what to do next. You’re not alone. At LJBLegal, our Louisiana car accident lawyers talk to people every day who are dealing with the same stress and pain. Knowing what to ask can help you protect your rights and …
After a car accident in Louisiana, you may feel overwhelmed by the physical and financial toll. Recovery usually involves two separate but connected paths: one for injuries and one for damaged property. These are known as bodily injury (BI) claims and property damage (PD) claims. Although they come from the same accident, they follow different …
If you’ve recently been in a car crash in Louisiana, one of the first phone calls you might get is from an insurance adjuster. They often sound polite and helpful. But make no mistake: their job is to save their company money. That means they’re trained to ask questions that can make your injuries seem …
U.S. Highway 90 cuts straight through the heart of the west bank of St. Charles Parish. The highway is an inescapable daily reality for residents of Des Allemands, Paradis, Mozella, Boutte, and Luling, and natives of Hahnville, Ama, and Killona often find themselves as drivers or passengers on the heavily traveled roadway. To go along …
If you’ve been hurt in an accident, you might feel confused, overwhelmed, and unsure of what to do next. You’re not alone. Many people in Louisiana face this same struggle every day, injured, scared, and trying to make sense of a complicated legal system while dealing with pain and financial stress. The truth is, insurance …
If you’ve been hurt in a car accident and your doctor refuses to treat your injuries, you’re not alone. As a Louisiana car accident lawyer, I know many people in Louisiana face this problem. It can feel frustrating and confusing, especially when you’re in pain and need help. Doctors may refuse to treat accident injuries …
Negotiating your own personal injury settlement can feel overwhelming, especially when you’re recovering from an accident. Insurance companies often start with low offers, hoping you’ll accept less than you deserve. But with the right approach, you can push back and work toward a fair settlement. As a Louisiana personal injury lawyer, here’s my advice on …
As a Louisiana car accident lawyer, I often talk to drivers who are unsure what their policy really covers. One of the most misunderstood parts is uninsured and underinsured motorist coverage (UM/UIM). What Is Uninsured and Underinsured Motorist Coverage? Uninsured/underinsured motorist coverage protects you if another driver doesn’t have enough insurance to pay for your …
Facebook, Twitter (are we calling it X?), Snapchat, Instagram, TikTok, these are just a few of the social media sites most people use. These social media tools are pretty common today. I mean my grandmother has a Facebook and posts pretty frequently. Whatever you use, please keep this in mind as your injury case progresses. …
Request your FREE Consultation
