Loyd J. Bourgeois Injury & Accident Lawyer investigated a three-person injury accident on Interstate 10 in Kenner, Louisiana, but discovered that the at-fault driver’s insurance was invalid and no uninsured motorist coverage was available, leaving the injured occupants without a source of financial recovery.
Case at a Glance
- Case Type: Multi-vehicle car accident involving an uninsured driver
- Location: Interstate 10 eastbound between Loyola Drive and Williams Boulevard, Kenner, Jefferson Parish, Louisiana
- Clients: Female driver and two passengers, including a six-year-old child
- Accident Details: Another driver attempted to merge, struck a vehicle, then overcorrected and collided with the clients’ car
- Injuries: Driver suffered shoulder, spine, and sacroiliac joint injuries; the child suffered neck and upper back injuries; the adult passenger suffered a shoulder injury with radiating pain, tingling, and numbness
- Key Evidence: The other driver’s admission and an independent witness supported fault, and police cited the driver for improper lane usage
- Insurance Challenges: The at-fault driver’s insurance was invalid, no other applicable coverage was found, and the clients’ vehicle had no uninsured motorist (UM) coverage
- Final Recovery: No financial recovery available due to lack of insurance coverage
- Resolution: The firm investigated available insurance policies but could not identify a source of compensation
No UM Coverage Meant No Recovery After Multi-Injury Crash on I-10
Driving eastbound on I-10 in Kenner between the Loyola Drive and Williams Boulevard exits, traffic suddenly turned dangerous. Another driver attempted to merge, struck a vehicle ahead, then overcorrected and hit Julia*’s car.
Clear Fault After the I-10 Crash
Both the driver of the other vehicle and a third-party witness confirmed what happened. Police cited the at-fault driver for improper lane usage.
Three People Injured in the Same Vehicle
Inside Julia’s vehicle were two passengers, Carly in the front seat and six-year-old Isabella in the third row.
Julia’s Injuries After the Collision
Julia described being jerked back and forth, with throbbing, burning, and stiff pain. Everyday movements like sitting, driving, or lifting became painful. She was diagnosed with soft tissue injuries to both shoulders, her spine, and her sacroiliac joints. She also experienced anxiety while riding in cars after the crash.
Isabella’s Injuries After the Crash
Isabella, properly restrained in the third row, was taken to the hospital by ambulance. She had been leaning to the side on impact and struck her shoulder and neck. Doctors diagnosed soft tissue injuries to her cervical and thoracic spine, and she began having trouble sleeping.
Carly’s Shoulder Injury and Missed Work
Carly sought care the same day. She reported immediate pain in her left shoulder that radiated up to her head and down her arm, along with tingling and numbness. She was diagnosed with a shoulder injury and missed time from work.
No Valid Insurance and No UM Coverage
We conducted a full investigation into available insurance coverage. Despite clear fault and multiple injuries, we discovered the at-fault driver’s insurance was not valid. No other coverage could be located. Without Uninsured Motorist coverage on Julia’s vehicle, there was no path to financial recovery.
Why Uninsured Motorist Coverage Matters in Louisiana
This case shows how quickly a crash can affect multiple lives and how frustrating it can be when there is no insurance available to cover the damage.
Even when fault is clear and injuries are real, recovery often depends on the insurance in place before the crash happens. In Louisiana, having Uninsured Motorist coverage can make the difference between having options and having none.
Talk to a Louisiana Car Accident Lawyer
If you were injured due to someone’s negligence, call the Kenner car accident lawyers of Loyd J Bourgeois Injury & Accident Lawyer (LJBLegal) today for a free consultation.
*Names have been changed.
