If you’re hurt in a wreck, insurance companies often use certain tactics to pressure you into a low settlement before you meet with a Louisiana personal injury lawyer. It may feel like they’re helping, but they are trying to protect their own profits.Here are some tactics to watch out for:
- Delaying a fair offer – The insurer knows medical bills pile up fast. Maybe you’re not working right now. They hope you’ll feel rushed and agree to a quick, low offer.
- Pretending to care – The adjuster may act like a friend, saying they feel for you and your family. They promise to cover future medical bills if you don’t hire a lawyer. Meanwhile, they ask for a recorded statement and your private records. That’s when you need to pause and think carefully.
- Requesting unnecessary details – Adjusters may ask for old medical records, unrelated work files, or personal information like divorce or job history. They want to find something to use against you. They may even watch your social media or use surveillance to check if what you told your doctor matches your real activity.
- Arguing your treatment is excessive – Adjusters with no medical training might say your doctor did too much. They may bring in their own doctors to challenge your care—not because it’s wrong, but to cut costs.
- “Nickeling and diming” your bills – They might say treatment is needed but only offer to pay a small part of the cost. It’s a way to chip away at your claim.
- Misleading you about your coverage – They may not tell you how much insurance is available, or they may downplay the type or amount of coverage so you settle for less.
- Breaking promises – Adjusters sometimes promise to pay your bills until full recovery. But after you sign something, they may stop, or change what they will pay. That’s when having an attorney matters most.
These are just a few examples of how insurance companies may try to wear you down. Without the right help, you might accept a settlement that fails to cover your medical costs and lost wages.
How the Attorneys of LJBLegal Can Help You
You’re in a tough spot. You need money for your medical bills, and you want fair treatment. The attorneys of LJBLegal bring experience, toughness, and care. Here’s how we help:
- We step in quickly to protect your rights and stop bad tactics before they get started.
- We deal with the insurer’s delays or false promises so you can focus on healing.
- We understand Louisiana law and know what fair compensation looks like. We fight for both your finances and your well‑being.
- We have resources to gather your medical evidence, build a strong case, and stand by you if court is needed.
You deserve more than a quick, low settlement. With LJBLegal, you get a team that cares and knows how to help.
We GET IT DONE
Clients trust us to handle their case properly and effectively
FREE Confidential Case Review (985) 240-9773Free Guide: Quick Guide to Louisiana Accident and Injury Claims
I wrote a short, clear book to help you understand the process. It’s called Quick Guide to Louisiana Accident and Injury Claims. In it you’ll learn:
- When you may not even need an attorney, and when you do.
- How to handle recorded statements and avoid mistakes.
- Why protecting your medical evidence and vehicle repair info matters.
- How to negotiate a fair settlement that covers medical bills and lost wages.
You don’t want to make a costly mistake now that affects your future. Request your free copy of the Quick Guide to Louisiana Accident and Injury Claims before you talk to an insurance adjuster—or an attorney.
Request Your Free Book
We DO THE RIGHT THING
The correct choice – always – is to do the right thing.
FREE Confidential Case Review (985) 240-9773Get Help Today
Before you talk to the insurance company or make a choice you may regret, get trusted help. The attorneys of LJBLegal can guide you. Call us to set up your free legal consultation: (985) 240‑9773.
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