Nora writes:
I need to go to the disability doctor for a physical and psych evaluation. I’ve been seeing my general practitioner for 32 years and a neurologist many times since last July. I am furious and scared. I don’t know why I even have to go to another doctor!
An experienced disability representative would talk to Nora about what to expect at the examination, find out why the records from her own doctor were not sufficient and help ease her fears…
However, instead of providing helpful information and practical guidance – which helps YOU make the best choice for YOU – too many disability mills take advantage of your situation with “your pain is my gain” TV, internet, billboard, and radio advertising, along with high-pressure sales tactics requiring you to sign on the dotted line before getting help.
You are looking for straightforward guidance, and we provide it!
9 Mistakes That Can Disable Your Social Security Disability Claim
If you’re preparing to apply for Social Security disability or appeal a claim denial, I’ve written a book 9 Mistakes that Can Disable Your Social Security Disability Claim.
This is a helpful and informative guide that will guide you through some of the common mistakes and errors that lead to unfavorable Social Security Disability decisions.
Don’t make a costly mistake that could cause you to lose the benefits that you need to survive!
I want you to have a copy. Just click here to receive your free copy of my book 9 Mistakes That Can Disable Your Social Security Disability Claim.
Speaking of those disability mills… Jonathan writes:
Poor Jonathan! This was perhaps the biggest legal issue he has faced in his life, and his attorney wouldn’t even return his call!*
*But Not Us!
We want to help you with useful information even before you hire us. It’s just part of our DNA.
My name is Loyd Bourgeois, and I believe in truly helping those facing disabilities get the benefits they deserve. My firm and I have been fighting for hard-working folks just like you for more than 10 years now. We do it with compassion, communication, and information.
You are a hard-working person facing a difficult period in your life because of illness or injury. You paid into the system for a very long time and need it to work for you.
You are simply not the type to fall for those false promises.
You do not believe in the “jackpot” justice peddled by those attorneys promising the moon. But, you’ve worked hard your whole life, and now that you’ve lost the ability to work, you just need the benefits that you’ve paid for. You never thought you’d be in this position, but no one should fight the government bureaucracy alone.
We GET IT DONE
Clients trust us to handle their case properly and effectively
FREE Confidential Case Review (985) 441-3448Four Powerful Strategies For Winning Social Security Disability Claims
- Have current, ongoing, consistent medical records up until the date of the hearing!
- Have your doctor write a narrative letter tying your medical condition to the specific limitations you are suffering!
- Focus on non-exertional impairments!
- Credibility Is Key, so make sure to cover all credibility factors!
Your diagnosis is not enough. Social Security wants to know the limitations you have from your condition that prevent you from working. If your doctor is not noting your limitations in your chart, Social Security will allege that you are claiming your condition is worse than your doctor says it is.
We see this issue in hundreds of claims every year, and we know what to do about it.
We DO THE RIGHT THING
The correct choice – always – is to do the right thing.
FREE Confidential Case Review (985) 441-3448How to Proceed if Your Social Security Application Has Been Denied
Navigating a denied Social Security application can be overwhelming, but knowing your next steps can make all the difference. If your application has been denied, it’s crucial to consult with a qualified legal professional who can guide you through the process of appealing your claim.
Immediate Steps to Consider:
- Review the Denial Letter: Understand the reasons for the denial. This will help your lawyer tailor the appeal to address these specific issues.
- Contact a Social Security Disability Attorney: It’s important to have an expert on your side who can evaluate your case and advise on the best course of action.
We ARE TRANSPARENT
We don’t play games and we don’t hide the ball.
FREE Confidential Case Review (985) 441-3448Get the Answers to your SSDI Questions
Additionally, Social Security disability applicants can find many of the answers to their questions about the Social Security disability claims process on our SSDI FAQs page or blog.
Some of our most popular and helpful topics include:
- How much money will I get from Social Security for my disability?
- My disability was denied, should I appeal or reapply?
- When should I apply for disability benefits?
- Five Questions to Ask Your Social Security Disability Attorney Before You Hire Them
And that leads us to the question we get most often….
We ARE COMPASSIONATE
Emotionally intelligent listeners with positive attitudes.
FREE Confidential Case Review (985) 441-3448How Much Does a Social Security Lawyer Cost?
When people call our office, they are usually out of work due to their disability and are concerned that they cannot afford a disability lawyer.
The good news is that hiring a disability lawyer does not cost anything upfront.
We only get paid if you get paid.
Federal disability law fees are set by law and cannot exceed 25% of your back benefits.
In many cases, the maximum is $7,200 (if we win at the first hearing). That’s because I generally use the fee agreement process.
AND that amount is ONLY due if I am successful in representing you.
If your claim is denied, you owe no attorney fees.
We handle disability cases nationwide. There are no upfront costs, and you only pay us if we’re successful in getting you benefits.
Understanding SSA’s Disability Qualification Criteria
When determining eligibility for disability benefits, the Social Security Administration (SSA) evaluates five essential criteria. Here’s a breakdown of these criteria to help you understand what makes a disability qualify for benefits.
- Substantial Gainful Activity (SGA) Limitation
Your disability must hinder your ability to engage in work that provides significant income. The SSA assesses this by examining your earnings to decide if they fall below a specific threshold, indicating limited working capacity.
- Severity of Condition
The impairment you’re experiencing should be severe enough to restrict basic work functions such as lifting, standing, walking, sitting, or recalling information. Importantly, this limitation should persist for a minimum of 12 months.
- Listed Medical Conditions
Check the SSA’s list of recognized medical conditions. Your condition should be included on this list, which identifies disabilities deemed severe enough to warrant benefits. If it’s not listed, the SSA will evaluate whether your condition’s severity matches one that is.
- Inability to Perform Previous Work
If your condition isn’t on the list or is not as severe as the listed conditions, the SSA evaluates whether your disability prevents you from doing any work you’ve done in the past. This assessment is key in determining continued eligibility.
- Feasibility of Other Work
Lastly, if your disability impedes all previous job roles, the SSA considers whether you can perform any other type of work. This takes into account your medical condition, age, education, work history, and transferable skills. If the conclusion is that no alternative work is feasible, your eligibility for benefits is confirmed.
These criteria are designed to ensure that only those who genuinely cannot maintain substantial employment due to their disability receive assistance, providing a critical safety net for those in need.
How Do You Earn Social Security Credits Through Work?
Earning Social Security credits is essential for qualifying for disability benefits. These credits are tied to your work history and income, serving as a measure of your contributions to Social Security.
Understanding Work Credits
Each year, based on your income, you can accumulate up to four work credits. The amount of money required to earn a single credit can vary yearly, but typically, it’s a reasonable portion of your earnings.
Requirements for Disability Benefits
- Generally, you need 40 work credits to be eligible for disability benefits.
- At least 20 of these credits should have been accumulated in the last 10 years leading up to your disability.
Exceptions for Younger Workers
Younger individuals might qualify with fewer credits, as the required amount adjusts based on age and work history.
Understanding how you accrue these credits is key to planning your path to eligibility for Social Security benefits.
Talk to a Social Security Disability Attorney
Because each individual’s situation is unique, it is always a good idea to talk to an attorney before appealing your claim.
Contact Loyd J. Bourgeois, Attorney at Law today by calling 985-240-9773 to speak directly with a qualified legal professional about the issues and questions specifically involved in your disability claim.
There is no fee for an initial consultation, and you can begin to get the help you need with your disability claim.
Nationwide Disability Representation, Local Expertise in Louisiana
At LJBLegal, we proudly represent clients seeking disability benefits nationwide. Whether you need help navigating a Social Security Disability application or appeal, our experienced team is here to assist you no matter your location.
For those in Louisiana, our local knowledge and personalized approach ensure we are not only advocates for your disability rights but also a trusted resource in your community. Click below to see the specific areas we serve in Louisiana.
