Loyd J. Bourgeois Injury & Accident Lawyer recovered more than $19,000 for a 55-year-old Abbeville woman injured when another driver ran a stop sign in Vermilion Parish, securing the at-fault driver’s full $15,000 policy limits plus additional uninsured/underinsured motorist coverage without filing a lawsuit.
Case at a Glance
- Case Type: Car accident involving a stop sign violation
- Location: Godchaux Street and South Miles Street, Abbeville, Vermilion Parish, Louisiana
- Client: 55-year-old woman from Abbeville
- Accident Details: Another driver ran a stop sign on South Miles Street and struck the client’s vehicle as she traveled through the intersection
- Injuries: Soft tissue injuries to the neck and back, causing ongoing pain, tightness, and stiffness
- Treatment: Initial urgent care evaluation followed by chiropractic treatment
- Liability Recovery: Full $15,000 at-fault driver’s insurance policy limits
- Additional Coverage: Additional payments through the client’s uninsured/underinsured motorist (UM) economic-only coverage
- Final Recovery: More than $19,000 total
- Resolution: Settled during pre-litigation in approximately 10 months without filing a lawsuit
$19,000+ Recovered for Abbeville Woman Injured After Driver Ran Stop Sign in Vermilion Parish
A 55-year-old woman in Abbeville was simply driving through the intersection of Godchaux St. and S Miles St. when another driver failed to stop and crashed into her vehicle. What began as a routine drive quickly turned into months of pain, stress, and uncertainty.
Our client faced neck and back injuries, mounting medical concerns, and the pressure many injury victims feel after a crash: how to recover physically while dealing with insurance companies focused on limiting payouts.
A Stop Sign Violation Led to Lasting Neck and Back Pain
The collision occurred when the at-fault driver ran a stop sign on S Miles St. and struck our client’s vehicle. After the crash, she experienced soft-tissue injuries in her neck and back. Like many people hurt in similar wrecks, she hoped the pain would fade quickly. Instead, she remained tight and uncomfortable for months.
She first sought treatment at urgent care before continuing with chiropractic treatment to manage ongoing pain and stiffness. Daily activities became harder during her recovery, and the emotional stress from the crash added another layer of difficulty.
Insurance Coverage Issues Often Leave Injury Victims Underpaid
One challenge in cases like this involves limited insurance coverage. The at-fault driver only carried Louisiana’s minimum liability policy limits of $15,000. Many injured people assume the available liability policy is the end of the road financially. In reality, additional coverage may exist under their own policy.
Our firm reviewed every available source of recovery and identified additional compensation through our client’s uninsured/underinsured motorist economic-only coverage. We also made sure all applicable billing and documentation were properly submitted to maximize the available recovery.
Without taking those extra steps, our client could have left money on the table while still dealing with medical expenses related to the crash.
A Full Pre-Litigation Resolution in About 10 Months
Our client wanted closure as quickly as possible. The emotional strain following the collision weighed heavily on her, and she hoped to avoid a drawn-out court battle.
We were able to resolve the matter during prelitigation without filing suit. The case settled for the at-fault driver’s full $15,000 policy limits along with additional payments from the client’s UM economic-only coverage, bringing the total recovery to more than $19,000.
Just as important to our client, the matter reached a complete resolution in about 10 months, allowing her to move forward after a difficult period in her life.
