Founded in 1906 and headquartered in Philadelphia, Pennsylvania, Reliance Standard is a member of the Tokio Marine Group. Reliance Standard is a leading insurance carrier specializing in employee benefits solutions including disability income and group term life insurance, employer-paid coverage options, among others. With revenues in the billions, Reliance Standard’s number one priority is their …
Why Was My Prudential Long-Term Disability Claim Denied?
Why Did Prudential Deny My Long-Term Disability Claim? Founded in 1875, The Prudential Insurance Company of America is one of the giants of the insurance industry. With more than $1.2 trillion in assets under management, $3.5 trillion in life insurance policies in force, and offices around the globe, Prudential has built a reputation as a …
What is a “Paper Review” and how can it affect your Long-Term Disability claim?

A paper review is where the long-term disability insurance company doesn’t even bother having their own medical professional perform a personal examination, but instead rejects your case based on the documentation you provide. As a Louisiana long-term disability lawyer, I can say this type of review is fairly common for physical impairments. The LTD company …
I Was Injured or Disabled While Working For Bayer In Luling, LA. Why Were My Benefits Denied?

Bayer (formerly Monsanto Company) located in Luling, LA is a chemical manufacturer employing approximately 750 workers and is one of the largest employers in St. Charles Parish. While safety is a top priority at Bayer, worker injuries are inevitable as no system is 100% perfect. I know as a Louisiana long-term disability lawyer, if you …
Did Dow Chemical St. Charles Operations Disability Denied Your Claim?

Dow Chemical Company – St. Charles Operations With six locations in Louisiana, Dow Chemical is the largest petrochemical company in the state, providing jobs for more than 6,000 Dow and contract employees. St. Charles Operations, Dow’s plastics and chemicals plant located in Hahnville, Louisiana, employs approximately 991 people and is one of the largest employers …
What Do I Do If My Waterford 3 Disability Claim Was Denied?

Entergy’s Waterford Steam Electric Station, Unit 3, also known as Waterford 3, is a nuclear power plant in Killona, LA is a steam electric station that supplies approximately 10% of the state’s power needs. With an estimated 800 employees, Waterford 3 Nuclear Generating Station is one of the largest employers in St. Charles Parish. At …
What Do Doctors Need To Know About Long-Term Disability Insurance and Claims?

Disability is an unfortunate fact of life for many. Whether you are seriously injured, diagnosed with a severe medical condition, or are dealing with a chronic medical condition – statistics show that up to 25% of individuals will become disabled before retirement! And, depending on the specifics of your life, that percentage can increase significantly. …
What’s the difference between Short-term and Long-term Disability?
As a Louisiana long-term disability lawyer, I have been asked to explain the difference between short-term disability benefits and long-term disability benefits on more than one occasion. This is my attempt to explain the differences and similarities as briefly as possible. Short-Term Disability Short-term disability insurance is designed to pay you benefits quicker and for …