Rideshare services like Uber and Lyft make it easier to get around Louisiana, but when a crash happens, life can change quickly. You may feel unsure about who is responsible, how to cover medical bills, or what to do next. At Loyd J Bourgeois Injury & Accident Lawyer (LJBLegal), we understand the stress you are facing, and we are here to guide you every step of the way.
Rideshare accident claims are not as simple as regular car accidents. Coverage depends on whether the driver was waiting for a ride, driving to a pickup, or carrying a passenger. This often leaves injured people, whether they were a passenger, another driver, or a bystander, facing confusing rules and insurance companies that want to pay as little as possible. Our team of Louisiana car accident lawyers helps cut through that confusion, explains your options clearly, and protects your right to fair compensation.
What Should You Do After A Rideshare Accident?
It is normal to feel overwhelmed right after a crash. Here are important steps you should take quickly. Acting early matters because evidence disappears and deadlines come fast. Even though Louisiana law gives you two years to file a lawsuit, you should file your insurance claim and begin collecting proof much sooner.
- Call The Police: Get an official report.
- Get Medical Care: Even if you feel okay, injuries may not show right away. Document everything.
- Notify Your Insurance: Report the crash promptly.
- Call LJBLegal: Our attorneys know rideshare cases and will protect you from being underpaid.
Why Are Rideshare Accidents More Complicated?
Unlike most car accidents, rideshare claims involve both the driver and the rideshare company. The type of insurance that applies depends on the driver’s status in the app. Our attorneys at LJBLegal know how to sort out these details and make sure the right company pays what they should.
How Rideshare Insurance Works
- App Off: Only the driver’s personal policy applies.
- App On, Waiting For A Ride: Limited coverage from the rideshare company.
- En Route Or Passenger Onboard: Full coverage from the rideshare company.
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FREE Confidential Case Review (985) 240-9773Who May Be Responsible for a Rideshare Wreck?
The rideshare company, like Uber or Lyft, could be responsible for the accident.
Responsibility in rideshare accidents could also fall on the rideshare driver or another driver. Proving fault requires careful investigation. At LJBLegal, we gather police reports, photos, witness statements, and medical records so you have the strongest case possible.
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FREE Confidential Case Review (985) 240-9773How Does Comparative Fault Work In Louisiana?
Before December 31, 2025: Louisiana used pure comparative fault. You can still recover compensation even if you were mostly at fault, but your recovery is reduced by your percentage of fault.
Starting January 1, 2026: Louisiana law changed to a modified comparative fault system. If you are found 51 percent or more at fault, you cannot recover damages. If you are 50 percent or less at fault, your recovery will be reduced by that percentage. This makes having the right lawyer even more important because insurance companies will try to shift blame onto you.
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FREE Confidential Case Review (985) 240-9773What Is Louisiana’s No Pay, No Play Law?
As of August 1, 2025: Louisiana’s no pay no play law prevents uninsured drivers from recovering the first $100,000 of bodily injury damages and the first $100,000 of property damage, even if another driver was at fault. There are exceptions, such as when the at-fault driver was drunk, intentionally caused the accident, or fled the scene. Passengers who do not own the vehicle may also be exempt. If you have questions about how this law affects your case, our team can explain it in plain language.
What Is The Deadline To File?
You generally have two years from the date of your rideshare crash to file a lawsuit in Louisiana. But waiting is risky. Insurance companies work fast to limit what they pay, and important evidence can be lost. Starting your claim early gives you the best chance at full recovery. At LJBLegal, we take immediate steps to protect your claim so you can focus on healing.
What Compensation May Be Available?
Economic Damages
- Medical Costs: ER visits, follow-up care, physical therapy, surgery, and prescriptions.
- Property Damage: Vehicle repairs or replacement, plus personal property losses.
- Lost Wages: Paychecks missed while you recover.
Non-Economic Damages
- Pain and suffering
- Loss of enjoyment of life
- Emotional distress
Wrongful Death
If a loved one passed away in a rideshare accident, your family may pursue damages to cover both financial and emotional losses. Our Louisiana wrongful death lawyers handle these cases with the care and respect they deserve.
Real Case Example: $1 Million Policy Secured After Rideshare Crash on Clearview Parkway
A young Westbank couple in their 20s was driving through Elmwood during a busy Friday afternoon when a rideshare driver made an illegal turn across Clearview Parkway and crashed into them. What should have been a normal day quickly turned into a serious situation filled with pain, medical care, and uncertainty.
Both clients suffered significant injuries. One required knee surgery and ongoing spinal treatment, including injections and procedures, with more care expected in the future. The other faced neck and back injuries that also required continued treatment. Even though fault was clear, the rideshare company did not resolve the case fairly or quickly.
Our team stepped in, filed suit, handled discovery, and pushed the case forward. After applying legal pressure, we secured the full $1 million insurance policy for our clients.
This case is a strong example of how rideshare companies and insurers can delay valid claims, and why having the right legal team matters when serious injuries are involved.
Read the full case story here.
Why Choose Loyd J Bourgeois Injury & Accident Lawyer?
When you are hurt in a rideshare accident in Louisiana, you need more than a quick answer from an insurance company. You need a team that understands Louisiana injury law, local roads, local courts, and how rideshare insurance companies handle claims.
- Client-first service: We treat people with care, respect, and personal attention from the first call through the end of the case.
- Experienced representation: Our attorneys know how to handle Louisiana injury claims, including crashes involving Uber, Lyft, and other rideshare drivers.
- Thorough case-building: Serious rideshare cases need more than a big name. They need the right team, the right preparation, and the right support.
- Local knowledge: We understand Louisiana courts, local roads, insurance practices, and the community factors that can affect your claim.
- Peer recognition: Our firm has been recognized with an AV Preeminent rating through Martindale-Hubbell, along with honors from Super Lawyers and Best Lawyers. These peer-influenced honors reflect professional achievement and respect in the legal community.
- Client-focused ratings: Strong Justia and Avvo ratings, including a 10/10 Avvo rating and 10.0 Justia rating, can help potential clients review our experience and feedback before making a decision.
- Client-voted awards: Loyd J Bourgeois Injury & Accident Lawyer has also been recognized through client fan favorite awards, including NOLA Family Favorites Favorite Attorney and New Orleans CityBusiness Top Winner for Best Personal Injury Lawyer.
- Free consultation: We offer a free initial consultation so you can get answers before deciding what to do next.
If you were injured in a rideshare crash, our team is ready to listen, explain your options, and help you understand your next steps. Call Loyd J Bourgeois Injury & Accident Lawyer today for a free consultation.
Our Client Portal
We know how important it is to stay updated. LJBLegal offers a secure client portal app that gives you 24/7 access to the status of your case. You can upload documents, send messages directly to your attorney or case manager, and find answers to your questions anytime. It is part of our commitment to making you feel supported every step of the way.
Our Pricing Promise
At LJBLegal, cost should never stop you from getting help. We work on a contingency fee basis, which means:
- No upfront costs: you do not pay anything to hire us.
- No fee unless we win: we only get paid if we recover compensation for you.
- No surprises: our fee stays the same even if we need to file a lawsuit or take your case to trial.
What Steps Should You Take Right Away?
Immediate Actions
- Check For Safety: Make sure everyone is safe and call 911.
- Get Medical Help: Let doctors check for hidden injuries.
- Report The Crash: Notify Uber or Lyft through the app.
- Stay At The Scene: Wait for police and get the report.
Collecting Information
- Names, phone numbers, and insurance info for all drivers
- Vehicle details, including license plate numbers
- Contact information for any witnesses
- Police report number and officer’s name
We Are Here For You
If you were injured in a rideshare accident in Louisiana, you do not have to go through this alone. At LJBLegal, our Louisiana personal injury lawyers treat you with the respect and care we would want for our own family. We will take on the legal burden, explain each step, and stand by you until your case is resolved. Whether your case settles quickly or requires going to court, you will have a team that is fully committed to your recovery and peace of mind. Call 985-240-9773