In the aftermath of Hurricane Ida, you are dealing with some of the unpleasant consequences of life in south Louisiana.
Unfortunately, if you are reading this website, you are likely facing an insurance company that refuses to provide you full and fair compensation for your damages.
You may not need to hire a lawyer, but you do need to know your rights.
Louisiana Hurricane Insurance Claims
You probably have many questions. There is so much uncertainty about temporary repairs, additional living expenses, the claims process, and rebuilding your home.
You have paid this company large premiums specifically to protect your property and receive full and fair coverage for property damages in times like this.
But your insurance company is:
- Not acting like your good neighbor (State Farm)
- Not extending their good hands to you (Allstate)
- Not accepting responsibility as their policy (Liberty Mutual)
- Not acting like your property damages matters to them (Safeco)
- Forgetting what it means to serve their policyholders (USAA)
- Not hearing you (Bankers Specialty)
- Not taking a personal interest in your claim or showing that your property matters most (ANPAC)
If you have experienced Hurricane Ida damages and cannot get a reasonable settlement from your insurance company, I am Loyd J. Bourgeois, a hurricane claim attorney with offices in Luling and Metairie, and I can help you.
Our law firm can take your hurricane damage claim from 'stalled' to 'paid.'
Our website has a lot of information to help you through this process and answer your questions
- How long does the adjuster have to respond?
- Is my hurricane damage settlement offer fair?
- How much does it cost to get a hurricane damage lawyer to fight the insurance company?
- When is the right time to hire a hurricane insurance lawyer?
With knowledge of Louisiana property insurance law and experience in hurricane damage claims from Katrina to Isaac, Delta and Zeta, I work hard for my clients.
Call me today at 985-240-9773 or use our online form. I can provide you with a free, no-obligation evaluation of your insurance coverage and help get you on the road to recovery.
Should I Hire a Hurricane Claim Attorney or a Public Adjuster?
Public adjusters can write a thorough estimate of your damages and submit it to your insurance company.
If the insurance company continues to underpay the claim after that, a public adjuster cannot file suit.
If the insurance company has acted in bad faith, an attorney can also fight for bad faith penalties that you may be entitled to including attorney's fees. The public adjuster has no power to enforce bad faith against insurance companies for the denial, delay, or underpayment of your hurricane Ida insurance claim. The threat of bad faith penalties is a powerful negotiating tool available to lawyers.
I will always give my honest opinion of your particular situation. I will let you know if I don’t think it is in your best financial interests to hire an insurance claim lawyer at this time.
Disputes with Insurance Companies
Living through a terrible hurricane is hard enough. You shouldn’t have to battle your insurance company for the compensation you need and deserve. That’s why hurricane damage attorney Loyd J. Bourgeois is here to help if your insurance company refuses to fully and fairly compensate you for damages from Hurricane Ida.
Unfortunately, it’s common for insurance companies to enter into disputes with their clients over coverage and payments.
Denials or unreasonable settlement offers can include:
- Homeowner’s insurance claims
- Business property insurance claims
- Damaged contents
- Property depreciation
- Distribution of insurance payments.
Hurricane Ida’s storm surge caused significant flooding and wind damage in St. Charles Parish (Luling, Des Allemands, Bayou Gauche, Paradis, Norco, Destrehan, Boutte, St. Rose, Ama), Plaquemines Parish (Belle Chasse, Braithwaite, Port Sulphur, Buras), Jefferson Parish (Lafitte, Crown Point, Barataria, Grand Isle), St. John the Baptist Parish (Laplace, Reserve), St. Tammany Parish (Mandeville, Madisonville, Slidell), Tangipahoa Parish (Ponchatoula, Manchac, Hammond), Lafourche Parish (Cut Off, Golden Meadow, Galliano, Fourchon), and Terrebonne Parish (Houma, Chauvin, Cocodrie, Bayou Dularge).
Hurricane Ida sat over our region for hours with Category 3 and 4 force winds. Some areas also experienced flood damage from storm surge and rainfall.
Significant portions of south Louisiana have experienced widespread destruction due to Hurricane Ida. From Kenner to New Orleans, Grand Isle to Baton Rouge, Houma to Raceland, Luling/Destrehan to Covington and Mandeville, the effects were tremendous and widespread.
If the insurance company has denied, delayed, or underpaid your claim or is acting in bad faith, we are here to help. We know what you are going through because we are going through it too.
We were here before the storm, and we will be here long after. We will get through this together.
Contact Your Hurricane Ida Damage Attorney Now – Call (985) 240-9773.