Careless U-Turn on Highway 90 in Luling
Our client, an electronics technician, was heading westbound on Highway 90 near St. Charles Plaza in Luling. He was in his Buick Enclave on the way to what should’ve been a routine day. But everything changed when an out-of-state driver traveling eastbound attempted a careless U-turn, cutting straight into his path.
The impact forced our client’s vehicle off the highway and into a drainage ditch, leaving the SUV totaled and his body badly injured.
Serious Injuries That Threatened His Career
As an electronics tech, his job requires physical mobility: climbing ladders, navigating scaffolding, and working in tight spaces. After the crash, that became nearly impossible. He was left with serious knee damage that eventually required surgery. The injury didn’t just hurt. It changed his ability to earn a living and threatened the career he’d built with his hands and technical skills.
When the At-Fault Driver’s Insurance Was Not Enough
Our team moved quickly to secure what we could from the at-fault driver’s insurer, but that policy had only the state minimum coverage. It didn’t come close to covering the scope of our client’s losses. So we turned to his own uninsured/underinsured motorist (UM) policy. The coverage he had purchased for protection in exactly this type of situation.
A Low Offer From the UM Insurance Company
Despite being presented with medical evidence, surgical records, and documentation of lost income, the UM carrier offered barely more than the at-fault driver’s minimum policy. It was a textbook lowball, ignoring the seriousness of the injury and the long-term impact on his work life.
Filing Suit to Protect Our Client’s Rights
While our client focused on healing and facing surgery, our Luling car accident lawyers challenged the insurer’s response, warning them that their refusal to tender policy limits in the face of clear liability and damages bordered on bad faith. When they still wouldn’t do the right thing, we filed suit.
Full UM Policy Limits Recovered
The moment the case landed on the defense attorney’s desk, things moved quickly. The facts were solid, and our client’s story was impossible to ignore.
Before long, we obtained a full resolution: every dollar of UM coverage our client had paid for was recovered.
Standing With Our Client Through Recovery
It didn’t undo the damage to his body or the disruption to his livelihood, but it helped ease the burden.
And most importantly, it reminded him he wasn’t alone in the fight to be treated fairly.
