Losing a limb in a car accident is a devastating, life-altering event. Beyond the immediate pain, it affects every part of your life—your ability to work, your independence, and your emotional well-being. The financial toll is also enormous, with medical bills, prosthetics, rehabilitation, and ongoing care adding up quickly. If you or a loved one …
Getting into a car accident is stressful, and it’s even harder if you don’t have insurance. If the other driver caused the crash, you might wonder if you can still get money for your injuries and vehicle damage. Louisiana has strict insurance laws, including the “No Pay, No Play” rule, which limits what uninsured drivers …
What is a Reasonable Settlement Offer? When you are injured in an automobile crash or car accident, sometimes the insurance company will make you an offer to settle your claim. You wonder, “Is the offer fair?” The simple truth is, there is no way to answer this without knowing much more about your case. Some …
Can I Recover More Than Insurance Policy Limits? Yes, you can recover more than insurance policy limits in Louisiana under certain conditions. This includes suing the at-fault party for personal assets, filing a bad faith claim if the insurer acted unfairly, using your own UM coverage, or pursuing compensation from multiple liable parties, including potentially …
Many people worry they can’t afford a lawyer. It’s a common concern. They often ask, “What do accident lawyers charge?” As Louisiana personal injury lawyers, our firm only collects a fee if WE WIN or SETTLE your case. Our fees are contingent on us recovering MONEY for YOU. If we do not obtain a recovery …
You don’t always need a Louisiana personal injury lawyer, but it’s wise when injuries aren’t minimal, liability is unclear, or insurance is uncooperative. If the case is simple, with clear fault and minor damage, you may be able to handle it yourself. Otherwise, legal expertise can help you maximize your recovery. Do I Need To …
Subrogation is substituting one person or group for another for a debt or insurance claim, accompanied by transferring any associated rights and duties. Subrogation typically arises in property insurance claims and health insurance claims. Why Does My Health Insurance Want Money From My Settlement? Your health insurance (including Medicare/Medicaid) will want reimbursement for the money …
What Is Comparative Fault? Comparative fault is a legal rule that determines how much money someone can recover after an accident when more than one person shares blame. Instead of one driver being completely responsible, the law divides fault between everyone involved based on their actions. In Louisiana, this means if you’re hurt in a …
Broken legs are the most commonly reported fractures resulting from car, truck, or motorcycle accidents and occur when the legs come in contact with a hard surface such as a dashboard, car door, or pavement. As a Louisiana personal injury lawyer, I see cases like these all of the time. Treatment of these types of …
The value of a herniated disc claim depends on injury severity, medical costs, life impact, and location. Median jury verdicts are around $75,000, with most awards under $100,000. For personalized guidance on your case, consult a Louisiana personal injury lawyer to understand potential compensation specific to your circumstances. What Exactly is a Herniated Disc or …
What Is My Spinal Cord Injury Claim Worth? The spinal cord, protected by your vertebrae, is a delicate bundle of nerves that forms your central nervous system. It is one of your body’s most important structures and injury to the spinal cord can cause severe pain, paralysis, or death. In the United States, the leading …
I’m Louisiana personal injury lawyer Loyd Bourgeois. Here to answer a frequently asked question that we get here in our office. “Who pays the medical bills after you’ve been injured in an auto accident?” Often times, this is the most pressing question we get from clients. They’re facing medical treatment and bills. They don’t know …
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