Gray
Car Accident Lawyer

Gray, LA Car Accident Lawyer Helping Families in Terrebonne Parish

A car accident can leave you hurting, stressed, and unsure of what comes next. If your wreck happened in Gray or anywhere in Terrebonne Parish, you may now face medical bills, lost time from work, and confusing calls from insurance adjusters. You do not have to go through this alone. At LJBLegal, our team of Gray personal injury lawyers listen, guide, and stand with you every step of the way.

What Should You Do After a Crash in Gray?

Louisiana law gives you limited time to act. In most cases, you have two years from the accident date to file a personal injury claim. That time can pass quickly while you focus on healing and getting back on your feet.

• Call the police, especially when the crash happens on Highway 90 or West Main Street.
• Get medical care right away, even for injuries that seem minor.
• Save photos, bills, and witness information for your records.
• Talk with a Louisiana car accident lawyer from LJBLegal before speaking with the insurance company.

Our team protects your rights, gathers the right evidence, and deals with insurers so you are not pressured into accepting less than you deserve.

Where Do Car Accidents Happen Most Often?

Local roads carry local risks. Around Gray, accidents often happen in places like:

• Highway 90: Heavy traffic leads to rear-end crashes and whiplash injuries.
• West Main Street: Intersections here often see side-impact or T-bone collisions.
• Magnolia Plantation area and Ardoyne: Two-lane roads may involve head-on crashes with serious injuries.
• Neighborhoods like McBride and Allemand: Slick roads or obstacles can cause single-vehicle wrecks.

No matter where your accident happened, LJBLegal takes the time to understand what you are going through and builds your case with care.

What Injuries Are Common After a Car Accident?

Even when injuries seem small, always see a doctor after a crash. Common injuries include:

• Whiplash: Neck pain and stiffness from sudden impact.
• Concussions or brain injuries: Headaches, dizziness, or confusion even without a direct head strike.
• Broken bones: Fractures that may require surgery and long recovery times.
• Internal injuries: Organ damage or internal bleeding that may not be obvious at first.

LJBLegal makes sure your medical care and recovery needs are considered fully in your claim.

How Fault Works in Louisiana Car Accidents

Louisiana applies a modified comparative fault system starting January 1, 2026. Under this law:

• If you are 51% or more at fault, you cannot recover any damages.
• If you are less than 51% at fault, you can recover damages, reduced by your percentage of fault.

Accidents that happened before January 1, 2026 still follow the older pure comparative fault system. Insurance companies may try to assign more fault to you to pay less. LJBLegal builds thorough cases so blame is placed where it belongs.

What Insurance Rules Should You Know?

Louisiana requires drivers to carry minimum liability insurance. The “No Pay, No Play” law also limits what uninsured drivers can recover, even if they were not at fault. The rules changed in 2025:

• Minimum coverage: $15,000 per person, $30,000 per accident for bodily injury, and $25,000 for property damage.
• No Pay, No Play (current as of August 1, 2025): If you are uninsured, you cannot recover the first $100,000 in bodily injury damages and the first $100,000 in property damages from another driver, even if they caused the crash.
• Extra protection: Uninsured/underinsured motorist coverage helps when the other driver lacks enough insurance.

This means uninsured drivers in Louisiana are now responsible for covering the first $100,000 of their own damages before they can pursue the other driver. LJBLegal helps you understand how these laws affect your claim and ensures your rights are protected.

What Compensation Can You Recover?

Depending on your case, you may be able to recover both financial and personal losses, such as:

• Medical bills and future medical care
• Lost income and reduced earning ability
• Vehicle repair or replacement
• Pain, suffering, and emotional distress
• Loss of enjoyment of life

LJBLegal carefully reviews each case to pursue the full amount available, not just what the insurance company first offers.

Why Trust LJBLegal After a Crash in Gray?

At LJBLegal, we combine compassion with strength. We know Highway 90, West Main Street, and neighborhoods like McBride, Allemand, and Ardoyne. We also know the courts of Terrebonne Parish and how local insurance companies operate. This local experience allows us to build stronger cases and move them forward with care.

We are not a big-name firm where clients get lost in the shuffle. We handle your case personally, build it thoroughly, and bring in experts when needed. Serious cases require more than advertising, they require a team of Houma car accident lawyers who put you first and are ready to go the distance if settlement talks fail.

Call a Gray Car Accident Lawyer Today

If you or someone you love was injured in Gray, Magnolia Plantation, McBride, Allemand, Ardoyne, or anywhere in Terrebonne Parish, do not wait. Evidence disappears quickly and deadlines matter. Call LJBLegal at 985-240-9773 for a free consultation. Let us guide you, protect your rights, and give you the support you need to move forward.