The other driver’s insurance doesn’t pay your medical bills as they come in, and that surprises a lot of people. Loyd Bourgeois explains how medical bills get paid after a Louisiana car crash and which coverage to use while your claim is open.
Sometimes the at-fault driver changes their story and tries to blame you. Loyd Bourgeois explains how to protect yourself when the other driver lies about a Louisiana car crash and the evidence that helps prove what really happened.
The same company that tows your car can fight hard against your injury claim. Loyd Bourgeois explains how AAA handles Louisiana car accident claims and what to know before you accept their offer.
Most crashes come down to specific, preventable mistakes rather than bad luck. Loyd Bourgeois breaks down the most common causes of car accidents in Louisiana, the types of crashes they lead to and what drivers can do to stay safe.
As a passenger, you can recover compensation even if your own driver caused the crash. Loyd Bourgeois explains which insurance policies may pay a Louisiana passenger’s claim and why many passengers never file one at all.
A tire blowout can turn a normal drive into an emergency in seconds. Loyd Bourgeois covers how to react when a tire blows, what usually causes blowouts and who may be responsible for your injuries in Louisiana.
Getting rear-ended doesn’t always mean the other driver takes all the blame. Loyd Bourgeois explains how fault is decided in Louisiana rear-end crashes, when insurers try to shift blame to you and how to protect your claim.
If you were hurt by a driver insured by Louisiana Farm Bureau, the adjuster’s first offer is rarely the full value of your claim. Loyd Bourgeois explains how Farm Bureau handles injury claims and what to know before you talk to them.
Not every crash comes down to driver error. Loyd Bourgeois explains how a defective part like brakes, tires or airbags can cause a Louisiana car crash, who can be held responsible and why preserving the vehicle matters.
Skipping the police report after a minor crash can delay your claim or reduce what you recover. Loyd Bourgeois explains why a report matters in Louisiana, how to request a police report and what to do if police don’t come to the scene.
Filing too soon or waiting too long can both cost you. Loyd Bourgeois walks through seven things to understand about a Louisiana car accident lawsuit, from filing deadlines to what happens after suit is filed.
A denial letter doesn’t always mean you don’t have a case. Loyd Bourgeois explains seven reasons insurance companies deny Louisiana car accident claims and what you can do to challenge a denial instead of walking away.
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