Under Louisiana’s modified comparative fault rule, being 51% at fault can wipe out your injury claim entirely. Loyd Bourgeois explains how the rule works, how fault percentages get assigned, and what it means if you were partly to blame for a crash.
After a crash, the biggest threat to your claim is often the insurance company rather than the other driver. Loyd Bourgeois explains the common traps that cost Louisiana crash victims money and how to protect your claim from the first day.
One wrong sentence on that first call to State Farm can hurt your claim. Loyd Bourgeois walks through how to file a State Farm car accident claim in Louisiana, what to gather beforehand and what to avoid saying to the adjuster.
Louisiana crash victims who handle a State Farm claim on their own often walk away with thousands less than they’re owed. Loyd Bourgeois explains how to file a State Farm accident claim and the mistake that most often costs people money.
Loyd Bourgeois talks about growing up with very little, what it taught him about helping people, and why he chose to represent injured people in Metairie and across Louisiana instead of insurance companies.
GEICO is one of the most complained-about auto insurers in the country for stalling and lowballing accident victims. Loyd Bourgeois explains how GEICO handles injury claims in Louisiana and the steps to take when your claim is stuck or the offer is too low.
Some injury claims settle in a few months while others take years. Loyd Bourgeois explains what drives the timeline of a Louisiana personal injury case, why finishing medical treatment matters, and how rushing a settlement can leave you short.
Cashing a Progressive settlement check after a crash usually ends your claim for good, even if your medical bills keep coming. Loyd Bourgeois explains what signing a Louisiana settlement release really means and what to check before you sign anything from Progressive.
Adrenaline can hide an injury for days after a wreck. Loyd Bourgeois explains which delayed symptoms to watch for after a Louisiana car crash, why you should get checked out even if you feel fine, and how waiting can hurt both your health and your claim.
People who handle an Allstate claim on their own often settle for far less than their case was worth and can’t go back for more. Loyd Bourgeois explains what Louisiana crash victims should know before that first call with an Allstate adjuster.
Insurance companies often treat whiplash as a minor injury and pay accordingly. Loyd Bourgeois explains how whiplash claims are valued in Louisiana and the documentation and follow-up care that keep your claim from being undervalued.
A quick payout from the insurance company can feel like a relief, but it’s often far less than your claim is worth. Loyd Bourgeois covers five signs that your Louisiana car accident settlement offer is too low.
Request your FREE Consultation
